Product center
Tire & Wheel Protection
Tire & wheel (road hazard) protection repairs or replaces tires and wheels damaged by potholes, debris, and road hazards. The value depends entirely on the exclusions.
Tire & wheel protection covers damage from road hazards — potholes, nails, glass, debris — that ordinary warranties and insurance usually don’t. On roads that eat tires, it can pay for itself; on others, it may sit unused.
The details decide everything: whether cosmetic wheel damage and curb rash are included, whether mounting, balancing, and TPMS sensors are covered, and how many claims are allowed. This center walks through them.
What you’ll learn here
- What “road hazard” means and what typically triggers a claim
- Whether cosmetic damage and curb rash are covered — and the common exclusions
- How TPMS sensors, mounting, and balancing are handled
- How claims and reimbursement work at the point of repair
- How to relate the coverage to a customer’s driving and roads
Articles in this center
- What Is Tire and Wheel Protection? A Dealer’s Guide to Coverage, Value, and Program QualityTire and Wheel Protection covers road-hazard damage to tires and wheels — but only as the contract defines it. This dealer’s guide explains the product, the tire-vs-wheel and cosmetic-vs-structural distinctions, and how to evaluate and present a program responsibly.
- Tire and Wheel Coverage vs. Your Insurance: Which One Pays for Pothole Damage?Hit a pothole and two things are usually true at once: the tire and wheel are ruined, and the repair costs less than the insurance deductible. That is the gap this coverage exists in. Whether it is worth closing depends almost entirely on what one corner costs to replace.
More articles coming to this center
The cornerstone articles below are in production and will publish here.
Tire-and-wheel coverage: cosmetic damage, road hazards, and common misunderstandings · in production
How to explain road-hazard coverage and its common exclusions · in production
How a tire & wheel claim actually works · in production
Tire & Wheel Protection: common questions
Does road hazard cover a blowout?
If the blowout is caused by a covered road hazard, yes — typically repair or replacement of the tire. Manufacturing defects fall under the tire maker’s warranty instead.
Is tire & wheel protection refundable?
Usually it’s cancellable for a prorated refund, subject to the contract terms and any prior claims paid.
Does it cover TPMS sensors and mounting/balancing?
Many contracts include mounting, balancing, and TPMS reset when a covered tire or wheel is replaced — but not all. Check the terms.
Have a question about an F&I product?
Ask the Elite FI Partners team. Education first — we’ll help you think it through before anything else.
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